Make It Happen with Financing

No longer will you need to choose between your budget and your home comfort!

One of the more frequently pronounced fears we hear when people shop for a new air conditioner, furnace or boiler, is “How are we going to pay for it?”

At Phillips, we don’t think being comfortable in your own home should be so out of reach. To help make it as stress-free as possible to keep your home comfortable year-round, Phillips offers convenient financing on many of our heating and cooling systems:

The Carrier® Credit Card* is an easy and convenient way to pay for your purchases. Plus, as a Carrier cardholder you can enjoy exclusive special benefits throughout the year, such as:

  • Special promotional offers where available.
  • Open line of credit for all your purchasing needs.
  • Convenient monthly payments.
  • Quick credit decision.

*The Carrier® Credit Card is issued with approved credit by Wells Fargo Bank, N.A., an Equal Housing Lender. Ask for details.


Hassle Free Monthly Payments with no credit necessary!

Microf is a relationship based company that places top priority on the wants and needs of our customers. Our innovative rent-to-own strategy provides unmatched flexibility to consumers through quick response times and multiple payment terms and options. Microf helps restore the heating and cooling needs of the consumer with an affordable monthly payment through our extensive contractor network.

5 Things You Need to Know About Microf:

  • We specialize in lease purchase options for residential replacement HVAC systems.
  • We have a simple application process.
  • We offer near-real-time Pre-Approval, Further Review, or Decline decisions.
  • We offer convenient and affordable monthly renewal payment options based on 36, 48, or 60 months to ownership.
  • Customers can take advantage of meaningful monthly payment and early purchase option discounts.
Apply For Credit Online

Phillips Heating & Air Conditioning refers its customers to the following quality lender for their financing needs. Click here for more details.

Apply For Credit Online
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Earn up to $1,650 in rebates OR 72 months special financing with approved credit on qualifying Carrier systems!

Simply purchase a qualifying Carrier® heating or cooling product before Cool Cash ends to get in on this great opportunity.

Call for more details.

Carrier® Cool Cash rebates expire 11/15/2019.

This exclusive deal is only available for purchases made between August 26, 2019 and November 15, 2019 and can be applied to whole systems – serving your heating, ventilation and air conditioning needs.

Print these coupons and give them to your representative, or mention them when you call to schedule your appointment.